||A Blackjack, or natural, has a total of 21 in your first two cards. A Blackjack is therefore an ace and any 10-valued card, with the additional requirement that these must be your first two cards. If you split a pair of Aces, for example, and then draw a 10-valued card on one of the Aces, this is not a Blackjack but rather a total of 21. A player Blackjack beats any dealer total other than a dealer's Blackjack, including a dealer's regular 21.
||1.5 to 1
||Player's total is greater than dealer's but less than or equal to 21
||1 to 1
||Total of both dealer and player hands are the same.
||Offered on the dealer's ace to insure the player's hands against the dealer's Blackjack. Costs 50% of the bet amount in addition to the initial bet placed by the player.
||If the dealer gets a Blackjack, the insurance bet pays 2:1. Player loses the initial bet. If dealer does not get a Blackjack, player loses the insured bet and the game continues for the initial bet amount.
||Allowed only on the first two cards. Player can select to discontinue play of their hand for that round and surrender.
||If the dealer’s second card does not result in a Blackjack, then one-half of the player's wager will be returned.